An FHA loan is a type of mortgage insured by the Federal Housing Administration that may let you make a down payment as low as 3.5% and that has less-restrictive credit requirements than many conventional home loans.

You can use FHA loans to buy a home, refinance your mortgage or renovate a home.

There are also down payment assistance programs available to use with an FHA loan that can help you get into your new home with less money out of pocket!

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