FHA
An FHA loan is a type of mortgage insured by the Federal Housing Administration that may let you make a down payment as low as 3.5% and that has less-restrictive credit requirements than many conventional home loans.
You can use FHA loans to buy a home, refinance your mortgage or renovate a home.
There are also down payment assistance programs available to use with an FHA loan that can help you get into your new home with less money out of pocket!